Watertown, NY Real Estate

According to census data in the year 2000 there were 12,450 housing units in Watertown. This represents a 0.4% growth from 12,405 in 1990.

Of those housing units, 12,450 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Watertown is about 43%. Watertown's vacancy rate, including seasonal lodging, is about 11.4%. Average household size is 2.32 people.

The majority of houses, apartments or condos in Watertown were built after 1939.


Housing Size

Housing Units by Size
Studio Type2.30%
One Bedroom20.10%
Two Bedrooms28.40%
Three Bedrooms32.10%
Four Bedrooms12.90%
Five Bedrooms or more4.20%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.53
Median year structure was built1939
Median Value of occupied units$64,400
Median Price asked for vacant units$45,700

Rented Homes, Apartments and Condos

Average Household Size2.16
Median year structure was built1951
Median Monthly Rent asked for vacant units$388

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.10%
Second Mortgage5.90%
Home Equity Loan7.60%
Simple Mortgage44.20%
Debt Free42.20%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs17.7%