Waterloo, NY Real Estate

According to census data in the year 2000 there were 2,062 housing units in Waterloo. This represents a 6.7% growth from 1,932 in 1990.

Of those housing units, 2,062 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Waterloo is about 68.5%. Waterloo's vacancy rate, including seasonal lodging, is about 4.9%. Average household size is 2.43 people.

The majority of houses, apartments or condos in Waterloo were built after 1939.


Housing Size

Housing Units by Size
Studio Type0.60%
One Bedroom13.50%
Two Bedrooms26.10%
Three Bedrooms43.10%
Four Bedrooms13.10%
Five Bedrooms or more3.60%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.52
Median year structure was built1939
Median Value of occupied units$58,800
Median Price asked for vacant units$67,500

Rented Homes, Apartments and Condos

Average Household Size2.25
Median year structure was built1939
Median Monthly Rent asked for vacant units$407

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage6%
Home Equity Loan8.20%
Simple Mortgage50%
Debt Free35.90%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs18.7%