Waterford, NY Real Estate

According to census data in the year 2000 there were 1,062 housing units in Waterford. This represents a 0.5% growth from 1,057 in 1990.

Of those housing units, 1,062 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Waterford is about 45.4%. Waterford's vacancy rate, including seasonal lodging, is about 10.5%. Average household size is 2.3 people.

The majority of houses, apartments or condos in Waterford were built after 1939.


Housing Size

Housing Units by Size
Studio Type3.50%
One Bedroom16.10%
Two Bedrooms29.80%
Three Bedrooms34.20%
Four Bedrooms12.20%
Five Bedrooms or more4.20%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.64
Median year structure was built1939
Median Value of occupied units$88,800
Median Price asked for vacant units$22,500

Rented Homes, Apartments and Condos

Average Household Size2.02
Median year structure was built1939
Median Monthly Rent asked for vacant units$477

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage3.90%
Home Equity Loan4.40%
Simple Mortgage50.90%
Debt Free40.80%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs18.6%