Utica, NY Real Estate

According to census data in the year 2000 there were 29,164 housing units in Utica. This represents a 6.3% decline from 31,127 in 1990.

Of those housing units, 29,161 were located in either urbanized areas or urban clusters, and 3 were located in what is classified as a rural area.

Homeownership rate in Utica is about 48.9%. Utica's vacancy rate, including seasonal lodging, is about 14%. Average household size is 2.28 people.

The majority of houses, apartments or condos in Utica were built after 1939.


Housing Size

Housing Units by Size
Studio Type2.20%
One Bedroom16.60%
Two Bedrooms25.70%
Three Bedrooms41.30%
Four Bedrooms10.40%
Five Bedrooms or more3.80%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.46
Median year structure was built1939
Median Value of occupied units$61,500
Median Price asked for vacant units$41,900

Rented Homes, Apartments and Condos

Average Household Size2.11
Median year structure was built1941
Median Monthly Rent asked for vacant units$349

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage4.30%
Home Equity Loan6.20%
Simple Mortgage42.20%
Debt Free47.20%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs17.8%