Spencer, NY Real Estate
According to census data in the year 2000 there were 312 housing units in Spencer.
This represents a 6.9% decline from 335 in 1990.
Of those housing units, none were located in either urbanized areas or urban clusters, and 312 were located in what is classified as a rural area.
Homeownership rate in Spencer is about 63.2%.
Spencer's vacancy rate, including seasonal lodging, is about 5.1%.
Average household size is 2.46 people.
The majority of houses, apartments or condos in Spencer were built after 1939.
Statistics
Housing Size
| Housing Units by Size |
|---|
| Studio Type | 0.30% |
| One Bedroom | 7.70% |
| Two Bedrooms | 29.80% |
| Three Bedrooms | 44.60% |
| Four Bedrooms | 11.90% |
| Five Bedrooms or more | 5.80% |
Owned Homes, Apartments and Condos
| Average Household Size | 2.68 |
| Median year structure was built | 1939 |
| Median Value of occupied units | $67,800 |
| Median Price asked for vacant units | $47,500 |
Rented Homes, Apartments and Condos
| Average Household Size | 2.07 |
| Median year structure was built | 1959 |
| Median Monthly Rent asked for vacant units | $325 |
Owners Finance Status
| Housing Finance |
|---|
| Second Mortgage & Equity Loan | 0% |
| Second Mortgage | 4.10% |
| Home Equity Loan | 5.50% |
| Simple Mortgage | 61.60% |
| Debt Free | 28.80% |
| Median part of Monthly Household Income dedicated to covering home ownership costs | 19.9% |
