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Spencer, NY Real Estate


According to census data in the year 2000 there were 312 housing units in Spencer. This represents a 6.9% decline from 335 in 1990.

Of those housing units, none were located in either urbanized areas or urban clusters, and 312 were located in what is classified as a rural area.

Homeownership rate in Spencer is about 63.2%. Spencer's vacancy rate, including seasonal lodging, is about 5.1%. Average household size is 2.46 people.

The majority of houses, apartments or condos in Spencer were built after 1939.

Statistics

Housing Size

Housing Units by Size
Studio Type0.30%
One Bedroom7.70%
Two Bedrooms29.80%
Three Bedrooms44.60%
Four Bedrooms11.90%
Five Bedrooms or more5.80%
As % of Housing Units
           

Owned Homes, Apartments and Condos

Average Household Size2.68
Median year structure was built1939
Median Value of occupied units$67,800
Median Price asked for vacant units$47,500

Rented Homes, Apartments and Condos

Average Household Size2.07
Median year structure was built1959
Median Monthly Rent asked for vacant units$325

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage4.10%
Home Equity Loan5.50%
Simple Mortgage61.60%
Debt Free28.80%
As % of Housing Units
       
Median part of Monthly Household Income dedicated to covering home ownership costs19.9%