Schenectady, NY Real Estate

According to census data in the year 2000 there were 30,326 housing units in Schenectady. This represents a 0.3% growth from 30,232 in 1990.

Of those housing units, 30,326 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Schenectady is about 44.6%. Schenectady's vacancy rate, including seasonal lodging, is about 13.3%. Average household size is 2.23 people.

The majority of houses, apartments or condos in Schenectady were built after 1939.


Housing Size

Housing Units by Size
Studio Type2.50%
One Bedroom19.20%
Two Bedrooms26.80%
Three Bedrooms38.30%
Four Bedrooms9.90%
Five Bedrooms or more3.20%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.36
Median year structure was built1939
Median Value of occupied units$71,200
Median Price asked for vacant units$58,300

Rented Homes, Apartments and Condos

Average Household Size2.12
Median year structure was built1942
Median Monthly Rent asked for vacant units$433

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.10%
Second Mortgage5.30%
Home Equity Loan5.30%
Simple Mortgage51%
Debt Free38.30%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs20.4%