Oswego, NY Real Estate

According to census data in the year 2000 there were 8,080 housing units in Oswego. This represents a 2.7% growth from 7,865 in 1990.

Of those housing units, 8,080 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Oswego is about 52.3%. Oswego's vacancy rate, including seasonal lodging, is about 9.2%. Average household size is 2.33 people.

The majority of houses, apartments or condos in Oswego were built after 1939.


Housing Size

Housing Units by Size
Studio Type1.60%
One Bedroom16.10%
Two Bedrooms29.50%
Three Bedrooms35.40%
Four Bedrooms14.60%
Five Bedrooms or more2.80%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.38
Median year structure was built1939
Median Value of occupied units$68,400
Median Price asked for vacant units$53,000

Rented Homes, Apartments and Condos

Average Household Size2.27
Median year structure was built1940
Median Monthly Rent asked for vacant units$433

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage4.50%
Home Equity Loan6.30%
Simple Mortgage46.80%
Debt Free42.40%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs16.7%