Oneonta, NY Real Estate

According to census data in the year 2000 there were 4,574 housing units in Oneonta. This represents a 2.4% decline from 4,685 in 1990.

Of those housing units, 4,574 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Oneonta is about 43%. Oneonta's vacancy rate, including seasonal lodging, is about 7%. Average household size is 2.2 people.

The majority of houses, apartments or condos in Oneonta were built after 1939.


Housing Size

Housing Units by Size
Studio Type3.60%
One Bedroom20.10%
Two Bedrooms23.80%
Three Bedrooms33.10%
Four Bedrooms15.30%
Five Bedrooms or more4.20%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.42
Median year structure was built1939
Median Value of occupied units$72,700
Median Price asked for vacant units$63,500

Rented Homes, Apartments and Condos

Average Household Size2.04
Median year structure was built1939
Median Monthly Rent asked for vacant units$368

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.30%
Second Mortgage4.60%
Home Equity Loan4.90%
Simple Mortgage48.80%
Debt Free41.40%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs18.3%