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Elba, NY Real Estate


According to census data in the year 2000 there were 260 housing units in Elba. This represents a 1.2% growth from 257 in 1990.

Of those housing units, none were located in either urbanized areas or urban clusters, and 260 were located in what is classified as a rural area.

Homeownership rate in Elba is about 83%. Elba's vacancy rate, including seasonal lodging, is about 5%. Average household size is 2.82 people.

The majority of houses, apartments or condos in Elba were built after 1939.

Statistics

Housing Size

Housing Units by Size
Studio Type0.80%
One Bedroom7.30%
Two Bedrooms16.20%
Three Bedrooms51.50%
Four Bedrooms15.40%
Five Bedrooms or more8.80%
As % of Housing Units
           

Owned Homes, Apartments and Condos

Average Household Size3.01
Median year structure was built1939
Median Value of occupied units$81,700

Rented Homes, Apartments and Condos

Average Household Size1.9
Median year structure was built1941
Median Monthly Rent asked for vacant units$388

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage3.20%
Home Equity Loan10.60%
Simple Mortgage40.40%
Debt Free45.70%
As % of Housing Units
       
Median part of Monthly Household Income dedicated to covering home ownership costs18.4%