Cold Spring, NY Real Estate

According to census data in the year 2000 there were 953 housing units in Cold Spring. This represents a 1.3% growth from 941 in 1990.

Of those housing units, 953 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Cold Spring is about 60.4%. Cold Spring's vacancy rate, including seasonal lodging, is about 4.5%. Average household size is 2.18 people.

The majority of houses, apartments or condos in Cold Spring were built after 1939.


Housing Size

Housing Units by Size
Studio Type1%
One Bedroom23.70%
Two Bedrooms33.50%
Three Bedrooms29.70%
Four Bedrooms10.20%
Five Bedrooms or more1.90%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.46
Median year structure was built1939
Median Value of occupied units$204,900

Rented Homes, Apartments and Condos

Average Household Size1.76
Median year structure was built1944
Median Monthly Rent asked for vacant units$1,125

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage7.20%
Home Equity Loan9.70%
Simple Mortgage44.20%
Debt Free38.90%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs20.6%