Spruce Pine, NC Real Estate

According to census data in the year 2000 there were 989 housing units in Spruce Pine. This represents a 2.1% decline from 1,010 in 1990.

Of those housing units, none were located in either urbanized areas or urban clusters, and 989 were located in what is classified as a rural area.

Homeownership rate in Spruce Pine is about 62.1%. Spruce Pine's vacancy rate, including seasonal lodging, is about 7.9%. Average household size is 2.3 people.

The majority of houses, apartments or condos in Spruce Pine were built after 1959.


Housing Size

Housing Units by Size
Studio Type0.20%
One Bedroom9.70%
Two Bedrooms36.40%
Three Bedrooms44.70%
Four Bedrooms6.30%
Five Bedrooms or more2.70%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.35
Median year structure was built1958
Median Value of occupied units$74,500
Median Price asked for vacant units$55,000

Rented Homes, Apartments and Condos

Average Household Size2.23
Median year structure was built1962
Median Monthly Rent asked for vacant units$295

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage6.10%
Home Equity Loan12.80%
Simple Mortgage38.30%
Debt Free42.70%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs18.3%