St. Joseph, MO Real Estate

According to census data in the year 2000 there were 31,707 housing units in St. Joseph. This represents a 1.4% growth from 31,276 in 1990.

Of those housing units, 31,425 were located in either urbanized areas or urban clusters, and 282 were located in what is classified as a rural area.

Homeownership rate in St. Joseph is about 64.8%. St. Joseph's vacancy rate, including seasonal lodging, is about 8.6%. Average household size is 2.39 people.

The majority of houses, apartments or condos in St. Joseph were built after 1955.


Housing Size

Housing Units by Size
Studio Type1.30%
One Bedroom13.50%
Two Bedrooms36.10%
Three Bedrooms35.50%
Four Bedrooms11.50%
Five Bedrooms or more2.20%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.5
Median year structure was built1953
Median Value of occupied units$69,600
Median Price asked for vacant units$58,600

Rented Homes, Apartments and Condos

Average Household Size2.19
Median year structure was built1959
Median Monthly Rent asked for vacant units$337

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.10%
Second Mortgage6.80%
Home Equity Loan4.20%
Simple Mortgage48.20%
Debt Free40.80%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs14.6%