St. Charles, MO Real Estate

According to census data in the year 2000 there were 25,214 housing units in St. Charles. This represents a 8.5% growth from 23,246 in 1990.

Of those housing units, 25,191 were located in either urbanized areas or urban clusters, and 23 were located in what is classified as a rural area.

Homeownership rate in St. Charles is about 64.8%. St. Charles's vacancy rate, including seasonal lodging, is about 4.5%. Average household size is 2.38 people.

The majority of houses, apartments or condos in St. Charles were built after 1979.


Housing Size

Housing Units by Size
Studio Type1.60%
One Bedroom12.60%
Two Bedrooms30.10%
Three Bedrooms37.30%
Four Bedrooms16.40%
Five Bedrooms or more1.90%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.62
Median year structure was built1980
Median Value of occupied units$121,300
Median Price asked for vacant units$133,100

Rented Homes, Apartments and Condos

Average Household Size1.94
Median year structure was built1978
Median Monthly Rent asked for vacant units$501

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.20%
Second Mortgage5.30%
Home Equity Loan10.60%
Simple Mortgage55%
Debt Free28.90%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs16.2%