Oswego, IL Real Estate

According to census data in the year 2000 there were 4,617 housing units in Oswego. This represents a 235.3% growth from 1,377 in 1990.

Of those housing units, 4,594 were located in either urbanized areas or urban clusters, and 23 were located in what is classified as a rural area.

Homeownership rate in Oswego is about 92.3%. Oswego's vacancy rate, including seasonal lodging, is about 2.1%. Average household size is 2.93 people.

The majority of houses, apartments or condos in Oswego were built after 1995.


Housing Size

Housing Units by Size
Studio Type0.30%
One Bedroom3.50%
Two Bedrooms16%
Three Bedrooms43.60%
Four Bedrooms34.80%
Five Bedrooms or more1.70%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.99
Median year structure was built1995
Median Value of occupied units$171,200
Median Price asked for vacant units$146,700

Rented Homes, Apartments and Condos

Average Household Size2.1
Median year structure was built1973
Median Monthly Rent asked for vacant units$585

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.20%
Second Mortgage10%
Home Equity Loan9.80%
Simple Mortgage66%
Debt Free14%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs23.4%