Santa Cruz, CA Real Estate

According to census data in the year 2000 there were 21,460 housing units in Santa Cruz. This represents a 10.8% growth from 19,364 in 1990.

Of those housing units, 21,460 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Santa Cruz is about 46.5%. Santa Cruz's vacancy rate, including seasonal lodging, is about 5%. Average household size is 2.44 people.

The majority of houses, apartments or condos in Santa Cruz were built after 1962.


Housing Size

Housing Units by Size
Studio Type8.60%
One Bedroom19.70%
Two Bedrooms34.50%
Three Bedrooms26.60%
Four Bedrooms8.90%
Five Bedrooms or more1.70%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.49
Median year structure was built1960
Median Value of occupied units$411,900
Median Price asked for vacant units$433,800

Rented Homes, Apartments and Condos

Average Household Size2.39
Median year structure was built1964
Median Monthly Rent asked for vacant units$969

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.40%
Second Mortgage9.10%
Home Equity Loan10.70%
Simple Mortgage54.70%
Debt Free25.20%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs23.2%