Ham Lake, MN Real Estate
According to census data in the year 2000 there were 4,199 housing units in Ham Lake.
This represents a 49.3% growth from 2,812 in 1990.
Of those housing units, 2,933 were located in either urbanized areas or urban clusters, and 1,266 were located in what is classified as a rural area.
Homeownership rate in Ham Lake is about 94.2%.
Ham Lake's vacancy rate, including seasonal lodging, is about 1.2%.
Average household size is 3.07 people.
The majority of houses, apartments or condos in Ham Lake were built after 1981.
Statistics
Housing Size
Housing Units by Size |
| Studio Type | 0.60% |
| One Bedroom | 4.40% |
| Two Bedrooms | 14.50% |
| Three Bedrooms | 44.40% |
| Four Bedrooms | 28.70% |
| Five Bedrooms or more | 7.30% |
Owned Homes, Apartments and Condos
Average Household Size | 3.13 |
Median year structure was built | 1982 |
Median Value of occupied units | $150,300 |
Median Price asked for vacant units | $263,900 |
Rented Homes, Apartments and Condos
Average Household Size | 2.1 |
Median year structure was built | 1970 |
Owners Finance Status
Housing Finance |
| Second Mortgage & Equity Loan | 0.20% |
| Second Mortgage | 13.10% |
| Home Equity Loan | 18.20% |
| Simple Mortgage | 57.80% |
| Debt Free | 10.70% |
Median part of Monthly Household Income dedicated to covering home ownership costs | 19.3% |